A debt adviser can help you come up with a plan if you are struggling with your debts and don’t know what to do.

You don’t need to pay for debt advice, so be careful to make sure you are getting help from a company that won’t charge you.

Debt advice is available online, in person, or over the phone, so you can find a service to suit your needs.

You can browse free debt advice services here.

What will a debt adviser do?

A debt adviser may help you by:

• Creating a budget
• Communicating with your creditors
• Organising breathing space
• Coming up with an action plan to tackle your debts
• Suggesting solutions you may want to apply for
• Putting you in touch with other services to help you

If you are considering debt advice and would like more information we have written a blog post explaining more about what to expect and when you should consider speaking to an adviser.

‍